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₹CTC Decoder

Salary tools for India

Know what your offer is really worth.

Clear, honest calculators for salaried people: in-hand pay, offer comparisons and the tax in between.

  • Updated for FY 2026-27
  • Private: runs in your browser
  • Free, no sign-up

Example · 4 years, after tax

New offer puts ₹16.7L more in your pocket.

Current job · ₹18L + ₹2L variable₹69.8L
New offer · ₹24L + bonus + ₹8L stock₹86.5L

Monthly in-hand

₹1.2L → ₹1.5L

Year 1 take-home

₹15.8L → ₹22.7L

Most used

Job offer comparison

Current job vs new offer: monthly in-hand, year-one take-home and four-year value with bonuses, stock and tax.

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Quick

CTC to in-hand salary

Turn a CTC into monthly in-hand pay, with every deduction explained line by line.

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01

Counts what CTC hides

Employer PF, gratuity, variable payout, joining bonuses and stock vesting, each handled the way payslips actually work.

02

Current tax rules

New-regime slabs, the ₹12 lakh rebate with marginal relief, surcharge and cess, all covered by tests.

03

Private by design

No accounts, no tracking of your numbers. The maths runs on your device, and share links keep data in the URL.